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How To Borrow Bitcoin on Coinbase � Is It Worth It In 2023? ??????Clients can loan Coinbase digital assets and receive collateral exceeding the value of the loan. Lenders may also choose the type of collateral. The program is designed to allow users to receive up to $1 million through Bitcoin (BTC) collateral. The new institutional program is operated. Coinbase has ventured into lending before. In May, the firm stopped issuing new loans through a service that let people borrow against Bitcoin.